Please read these Conditions of Use carefully. By accessing this website you agree to be bound by these Conditions of Use. If you do not agree, do not access this site.

INTRODUCTION
Welcome to www.insurancecorporation.com (the "Site"). The Site is owned and operated by Insurance Corporation of the Channel Islands Ltd which is registered in Guernsey at Dixcart House, Sir William Place, St Peter Port, Guernsey, company number 10569 ("we", "us", "Insurance Corporation") and is a member of the RSA Group. In these Conditions of Use the "RSA Group" means RSA Insurance Group plc and its subsidiaries and subsidiary undertakings.

CONTENT
We are providing the Site on an "as is" basis and make no representations or warranties of any kind with respect to the Site or its contents and disclaim all such representations or warranties about accuracy, completeness and freedom from viruses, availability, reliability or suitability for any purpose of the information and related graphics published on this Site. The information contained in the Site may contain technical inaccuracies or typographical errors. All liability of Insurance Corporation, howsoever arising (whether in contract, tort or negligence) for any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law.

The Site is operated and maitained in Guernsey and is published from a Guernsey perspective. We are not publishing the Site for use in any other jurisdiction where such publication or use is unlawful. other than as specified below in relation to International Risk Solutions the information on the Site is directed solely at those who access from the Channel Islands and those who are residents of the Channel Islands.

The information on International Risk Solutions is provided for information purposes only and We make no representations that the information is appropriate for use in all locations nor that the products or services mentioned therein are available or appropriate for sale in all jurisdictions. Those who access this information do so on their own initiative and are responsible for compliance with their own insurance or other applicable local laws or regulations. This information should not be regarded as an offer to sell or a solicitation of an offer to buy any International Risk Solution product from Us.


ACCESS TO THE SITE
We will use reasonable efforts to make the Site and its content available to users, however, we do not warrant or represent that access to the Site will be uninterrupted, reliable or fault free.

We reserve the right in our sole discretion to deny users access to the Site or any part of it without notice and to decline to provide the service to any user that is in breach of these conditions.

NO DAMAGE ARISING FROM USE
To the fullest extent permitted by law neither Insurance Corporation nor any of its directors, officers, employees or agents will be liable for damages arising out of or in connection with the use of the Site or its content. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of opportunity, loss of or damage to property and third party claims, save that nothing shall exclude or restrict liability for death or personal injury resulting from our negligence or that of our directors, officers, employees or agents.

ALTERATIONS
We reserve the right at any time without notice to revise the contents of the Site including these Conditions. Any changes to these Conditions will be posted on the Site and by continuing to use the Site following any such change you will signify that you agree to be bound by the revised Conditions.

LINKS TO OTHER SITES
Certain links in the Site will lead you to web sites or pages that are under the control of other members of the RSA Group around the world. You should be aware that these websites are maintained and operated locally and the content and use of such websites may be governed by the laws and regulation of countries other than Guernsey and by our regional group companies' conditions of use and/or privacy policy. If you wish to know more about the conditions of use or privacy policies of these websites please contact the relevant group company.

COPYRIGHT
All rights in the design, text, graphics and other materials on the Site and the selection or arrangement therof are the copyright of or licensed to Insurance Corporation or other third parties. Permission is granted to copy electronically and print in hard copy portions of the Site solely for the purpose of using the Site as an information resource on Insurance Corporation products and services. Any other use of materials on the Site (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without our prior written permission is strictly prohibited.

TRADE MARKS
The various RSA trade marks, logos and get-up are owned by the RSA Group. All other trade marks, products names and company names or logos, cited herein are the property of Insurance Corporation or their respective third party owners. No permission is given by either the RSA Group or Insurance Corporation in respect of any such trade marks, get-up, product names, company names, logos or titles and such use may constitute infringement of the holder's rights.

FORCE MAJEURE
We shall not be liable to users for any breach of these conditions of use or any failure to provide or delay in providing our services through our Site resulting from any event or circumstance beyond our reasonable control including (without limitation) strikes, lock-outs and other industrial disputes, breakdown of systems or network access, fire, explosion, accident or failure of any third party telecommunications or service provider.

APPLICABLE LAW
These conditions shall be governed and construed in accordance with Guernsey Law and any disputed shall fall within the exclusive jurisdiction of the Guernsey Courts. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.